Asterism Risk Managers is an independent Short-Term Insurance Broking house specializing in Corporate, Commercial and Personal Insurance. The name Asterism is a group of stars at different distance from the earth. We think of ourselves as a group of experts with different strengths, offering insurance services with care, respect and responsibility to our clients, staff and all our associates. We advise and arrange necessary and sufficient insurance contracts in the most cost effective and efficient way between our clients and the Insurance Market. We aim to be the Insurance Broker of Choice in South Africa
Our Risk Philosophy
On all our Liability Products: The exposure of any business is known best by the managers. We advise that you buy as high a level as you can reasonably afford. However, there are certain indicators which will help dictate the right level of cover for you and your business. Some sectors are more traditionally litigious than others – for example the pharmaceutical or financial services industries. Some sectors are more hazardous than others – construction at height for example. If you’re responsible for huge business, critical projects and or have significant sign-off authority then you’ll need a higher level of cover than if you’re just one of the team members. Some of our customers start out with a lower level of cover which they can increase as their client base grows and risk exposure increases.